# ALBSL vs CBBL

[ALBSL](https://nepse.link/stocks/ALBSL) (Asha Laghubitta Bittiya Sanstha Ltd.) and [CBBL](https://nepse.link/stocks/CBBL) (Chhimek Laghubitta Bittiya Sanstha Limited) are two of the most traded Microfinance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

CBBL is ahead of ALBSL on 5 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. CBBL is the bigger company by market value (Rs 3,570.24 crore), 3.8 times ALBSL (Rs 938.82 crore).

## Which is ahead on each measure

- CBBL is cheaper on P/E (32.7 against 116.7 for ALBSL).
- CBBL is cheaper on price to book (3.8 against 6.6 for ALBSL).
- ALBSL has done better over a year (+33.2% against +12.4% for CBBL).
- CBBL declared the bigger latest dividend (25.00% for 082/083).
- CBBL earns more on its equity (ROE 11.64% against 5.66%).
- CBBL grew its net profit faster against the same quarter last year (+1.6% against -9.9% for ALBSL).

## ALBSL and CBBL side by side

| Measure | ALBSL | CBBL |
| --- | --- | --- |
| Last close | Rs 1,169.60 | Rs 987.00 |
| Change, 1 month | -0.88% | +4.28% |
| Change, 1 year | +33.19% | +12.38% |
| EPS | Rs 10.02 | Rs 30.23 |
| P/E | 116.7 | 32.7 |
| Book value per share | Rs 177.01 | Rs 259.67 |
| Price to book | 6.61 | 3.80 |
| ROE | 5.66% | 11.64% |
| Net profit growth, same quarter last year | -9.9% | +1.6% |
| Latest dividend | 10.00% (081/082) | 25.00% (082/083) |
| Market value | Rs 938.82 crore | Rs 3,570.24 crore |
| Average daily turnover, 30 days | Rs 1.41 crore | Rs 2.71 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.29 (1 means they move in step, 0 means unrelated). That is low: their prices mostly move independently.

## More Microfinance comparisons

- [ALBSL vs CYCL](https://nepse.link/stocks/compare/ALBSL-vs-CYCL)
- [ALBSL vs MERO](https://nepse.link/stocks/compare/ALBSL-vs-MERO)
- [ALBSL vs SKBBL](https://nepse.link/stocks/compare/ALBSL-vs-SKBBL)
- [CBBL vs CYCL](https://nepse.link/stocks/compare/CBBL-vs-CYCL)
- [CBBL vs MERO](https://nepse.link/stocks/compare/CBBL-vs-MERO)
- [CBBL vs SKBBL](https://nepse.link/stocks/compare/CBBL-vs-SKBBL)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.