# ALBSL vs CYCL

[ALBSL](https://nepse.link/stocks/ALBSL) (Asha Laghubitta Bittiya Sanstha Ltd.) and [CYCL](https://nepse.link/stocks/CYCL) (CYC Nepal laghubitta Bittiya Sanstha Limited) are two of the most traded Microfinance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

ALBSL is ahead of CYCL on 3 of the 5 measures below. None of this is a recommendation; it is what the latest numbers say. ALBSL is the bigger company by market value (Rs 938.82 crore), 2.6 times CYCL (Rs 362.87 crore).

## Which is ahead on each measure

- CYCL is cheaper on price to book (4.5 against 6.6 for ALBSL).
- ALBSL has done better over a year (+33.2% against -14.9% for CYCL).
- CYCL declared the bigger latest dividend (13.43% for 081/082).
- ALBSL earns more on its equity (ROE 5.66% against -36.72%).
- ALBSL grew its net profit faster against the same quarter last year (-9.9% against -411.0% for CYCL).

## ALBSL and CYCL side by side

| Measure | ALBSL | CYCL |
| --- | --- | --- |
| Last close | Rs 1,169.60 | Rs 1,362.00 |
| Change, 1 month | -0.88% | -8.28% |
| Change, 1 year | +33.19% | -14.88% |
| EPS | Rs 10.02 | Rs -111.80 |
| P/E | 116.7 | -12.2 |
| Book value per share | Rs 177.01 | Rs 304.49 |
| Price to book | 6.61 | 4.47 |
| ROE | 5.66% | -36.72% |
| Net profit growth, same quarter last year | -9.9% | -411.0% |
| Latest dividend | 10.00% (081/082) | 13.43% (081/082) |
| Market value | Rs 938.82 crore | Rs 362.87 crore |
| Average daily turnover, 30 days | Rs 1.41 crore | Rs 1.33 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.06 (1 means they move in step, 0 means unrelated). That is low: their prices mostly move independently.

## More Microfinance comparisons

- [ALBSL vs CBBL](https://nepse.link/stocks/compare/ALBSL-vs-CBBL)
- [ALBSL vs MERO](https://nepse.link/stocks/compare/ALBSL-vs-MERO)
- [ALBSL vs SKBBL](https://nepse.link/stocks/compare/ALBSL-vs-SKBBL)
- [CBBL vs CYCL](https://nepse.link/stocks/compare/CBBL-vs-CYCL)
- [CYCL vs MERO](https://nepse.link/stocks/compare/CYCL-vs-MERO)
- [CYCL vs SKBBL](https://nepse.link/stocks/compare/CYCL-vs-SKBBL)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.