# ALBSL vs SKBBL

[ALBSL](https://nepse.link/stocks/ALBSL) (Asha Laghubitta Bittiya Sanstha Ltd.) and [SKBBL](https://nepse.link/stocks/SKBBL) (Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited) are two of the most traded Microfinance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

SKBBL is ahead of ALBSL on 4 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. SKBBL is the bigger company by market value (Rs 3,754.50 crore), 4.0 times ALBSL (Rs 938.82 crore).

## Which is ahead on each measure

- SKBBL is cheaper on P/E (51.1 against 116.7 for ALBSL).
- SKBBL is cheaper on price to book (3.4 against 6.6 for ALBSL).
- ALBSL has done better over a year (+33.2% against +0.5% for SKBBL).
- SKBBL declared the bigger latest dividend (15.00% for 081/082).
- SKBBL earns more on its equity (ROE 6.62% against 5.66%).
- ALBSL grew its net profit faster against the same quarter last year (-9.9% against -19.6% for SKBBL).

## ALBSL and SKBBL side by side

| Measure | ALBSL | SKBBL |
| --- | --- | --- |
| Last close | Rs 1,169.60 | Rs 762.00 |
| Change, 1 month | -0.88% | +1.60% |
| Change, 1 year | +33.19% | +0.50% |
| EPS | Rs 10.02 | Rs 14.91 |
| P/E | 116.7 | 51.1 |
| Book value per share | Rs 177.01 | Rs 225.24 |
| Price to book | 6.61 | 3.38 |
| ROE | 5.66% | 6.62% |
| Net profit growth, same quarter last year | -9.9% | -19.6% |
| Latest dividend | 10.00% (081/082) | 15.00% (081/082) |
| Market value | Rs 938.82 crore | Rs 3,754.50 crore |
| Average daily turnover, 30 days | Rs 1.41 crore | Rs 1.29 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.30 (1 means they move in step, 0 means unrelated). That is moderate: they often move the same way, but not always.

## More Microfinance comparisons

- [ALBSL vs CBBL](https://nepse.link/stocks/compare/ALBSL-vs-CBBL)
- [ALBSL vs CYCL](https://nepse.link/stocks/compare/ALBSL-vs-CYCL)
- [ALBSL vs MERO](https://nepse.link/stocks/compare/ALBSL-vs-MERO)
- [CBBL vs SKBBL](https://nepse.link/stocks/compare/CBBL-vs-SKBBL)
- [CYCL vs SKBBL](https://nepse.link/stocks/compare/CYCL-vs-SKBBL)
- [MERO vs SKBBL](https://nepse.link/stocks/compare/MERO-vs-SKBBL)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.