# CFCL vs ICFC

[CFCL](https://nepse.link/stocks/CFCL) (Central Finance Co. Ltd.) and [ICFC](https://nepse.link/stocks/ICFC) (ICFC Finance Limited) are two of the most traded Finance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

ICFC is ahead of CFCL on 5 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. ICFC is the bigger company by market value (Rs 721.92 crore), 1.3 times CFCL (Rs 567.43 crore).

## Which is ahead on each measure

- ICFC is cheaper on P/E (25.9 against 67.7 for CFCL).
- ICFC is cheaper on price to book (3.3 against 4.9 for CFCL).
- CFCL has done better over a year (+18.4% against -2.5% for ICFC).
- ICFC declared the bigger latest dividend (10.53% for 082/083).
- ICFC earns more on its equity (ROE 12.82% against 7.29%).
- ICFC grew its net profit faster against the same quarter last year (+210.8% against +13.5% for CFCL).

## CFCL and ICFC side by side

| Measure | CFCL | ICFC |
| --- | --- | --- |
| Last close | Rs 598.00 | Rs 610.00 |
| Change, 1 month | +4.02% | +3.65% |
| Change, 1 year | +18.42% | -2.52% |
| EPS | Rs 8.83 | Rs 23.59 |
| P/E | 67.7 | 25.9 |
| Book value per share | Rs 121.06 | Rs 184.06 |
| Price to book | 4.94 | 3.31 |
| ROE | 7.29% | 12.82% |
| Net profit growth, same quarter last year | +13.5% | +210.8% |
| Latest dividend | 0.00% (081/082) | 10.53% (082/083) |
| Market value | Rs 567.43 crore | Rs 721.92 crore |
| Average daily turnover, 30 days | Rs 5.69 crore | Rs 0.67 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.53 (1 means they move in step, 0 means unrelated). That is moderate: they often move the same way, but not always.

## More Finance comparisons

- [BFC vs CFCL](https://nepse.link/stocks/compare/BFC-vs-CFCL)
- [BFC vs ICFC](https://nepse.link/stocks/compare/BFC-vs-ICFC)
- [CFCL vs MFIL](https://nepse.link/stocks/compare/CFCL-vs-MFIL)
- [CFCL vs RLFL](https://nepse.link/stocks/compare/CFCL-vs-RLFL)
- [ICFC vs MFIL](https://nepse.link/stocks/compare/ICFC-vs-MFIL)
- [ICFC vs RLFL](https://nepse.link/stocks/compare/ICFC-vs-RLFL)
- [Every Finance stock](https://nepse.link/stocks/sector/finance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.