# CFCL vs RLFL

[CFCL](https://nepse.link/stocks/CFCL) (Central Finance Co. Ltd.) and [RLFL](https://nepse.link/stocks/RLFL) (Reliance Finance Ltd.) are two of the most traded Finance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

CFCL and RLFL come out even: each is ahead on 2 of the 4 measures below. CFCL is the bigger company by market value (Rs 567.43 crore), 1.2 times RLFL (Rs 462.04 crore).

## Which is ahead on each measure

- RLFL is cheaper on price to book (3.8 against 4.9 for CFCL).
- CFCL has done better over a year (+18.4% against -9.4% for RLFL).
- CFCL earns more on its equity (ROE 7.29% against -39.78%).
- RLFL grew its net profit faster against the same quarter last year (+27.0% against +13.5% for CFCL).

## CFCL and RLFL side by side

| Measure | CFCL | RLFL |
| --- | --- | --- |
| Last close | Rs 598.00 | Rs 412.00 |
| Change, 1 month | +4.02% | -0.72% |
| Change, 1 year | +18.42% | -9.37% |
| EPS | Rs 8.83 | Rs -42.90 |
| P/E | 67.7 | -9.6 |
| Book value per share | Rs 121.06 | Rs 107.85 |
| Price to book | 4.94 | 3.82 |
| ROE | 7.29% | -39.78% |
| Net profit growth, same quarter last year | +13.5% | +27.0% |
| Latest dividend | 0.00% (081/082) | 0.00% (081/082) |
| Market value | Rs 567.43 crore | Rs 462.04 crore |
| Average daily turnover, 30 days | Rs 5.69 crore | Rs 0.62 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.54 (1 means they move in step, 0 means unrelated). That is moderate: they often move the same way, but not always.

## More Finance comparisons

- [BFC vs CFCL](https://nepse.link/stocks/compare/BFC-vs-CFCL)
- [BFC vs RLFL](https://nepse.link/stocks/compare/BFC-vs-RLFL)
- [CFCL vs ICFC](https://nepse.link/stocks/compare/CFCL-vs-ICFC)
- [CFCL vs MFIL](https://nepse.link/stocks/compare/CFCL-vs-MFIL)
- [ICFC vs RLFL](https://nepse.link/stocks/compare/ICFC-vs-RLFL)
- [MFIL vs RLFL](https://nepse.link/stocks/compare/MFIL-vs-RLFL)
- [Every Finance stock](https://nepse.link/stocks/sector/finance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.