# GBBL vs JBBL

[GBBL](https://nepse.link/stocks/GBBL) (Garima Bikas Bank Limited) and [JBBL](https://nepse.link/stocks/JBBL) (Jyoti Bikas Bank Limited) are two of the most traded Development Banks stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

JBBL is ahead of GBBL on 4 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. GBBL is the bigger company by market value (Rs 2,726.89 crore), 1.7 times JBBL (Rs 1,558.31 crore).

## Which is ahead on each measure

- JBBL is cheaper on P/E (19.5 against 28.4 for GBBL).
- JBBL is cheaper on price to book (2.0 against 2.6 for GBBL).
- GBBL has done better over a year (+19.7% against +10.1% for JBBL).
- GBBL declared the bigger latest dividend (20.00% for 082/083).
- JBBL earns more on its equity (ROE 10.49% against 9.15%).
- JBBL grew its net profit faster against the same quarter last year (+184.6% against -4.2% for GBBL).

## GBBL and JBBL side by side

| Measure | GBBL | JBBL |
| --- | --- | --- |
| Last close | Rs 411.70 | Rs 354.50 |
| Change, 1 month | +2.67% | +4.08% |
| Change, 1 year | +19.74% | +10.09% |
| EPS | Rs 14.50 | Rs 18.21 |
| P/E | 28.4 | 19.5 |
| Book value per share | Rs 155.68 | Rs 173.59 |
| Price to book | 2.64 | 2.04 |
| ROE | 9.15% | 10.49% |
| Net profit growth, same quarter last year | -4.2% | +184.6% |
| Latest dividend | 20.00% (082/083) | 0.00% (081/082) |
| Market value | Rs 2,726.89 crore | Rs 1,558.31 crore |
| Average daily turnover, 30 days | Rs 2.25 crore | Rs 2.21 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.67 (1 means they move in step, 0 means unrelated). That is high: holding both adds little diversification.

## More Development Banks comparisons

- [GBBL vs LBBL](https://nepse.link/stocks/compare/GBBL-vs-LBBL)
- [GBBL vs MLBL](https://nepse.link/stocks/compare/GBBL-vs-MLBL)
- [GBBL vs SADBL](https://nepse.link/stocks/compare/GBBL-vs-SADBL)
- [JBBL vs LBBL](https://nepse.link/stocks/compare/JBBL-vs-LBBL)
- [JBBL vs MLBL](https://nepse.link/stocks/compare/JBBL-vs-MLBL)
- [JBBL vs SADBL](https://nepse.link/stocks/compare/JBBL-vs-SADBL)
- [Every Development Banks stock](https://nepse.link/stocks/sector/development-banks)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.