# KBL vs SANIMA

[KBL](https://nepse.link/stocks/KBL) (Kumari Bank Limited) and [SANIMA](https://nepse.link/stocks/SANIMA) (Sanima Bank Limited) are two of the most traded Commercial Banks stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

SANIMA is ahead of KBL on 5 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. SANIMA is the bigger company by market value (Rs 6,232.61 crore), 1.0 times KBL (Rs 6,031.95 crore).

## Which is ahead on each measure

- SANIMA is cheaper on P/E (13.7 against 14.0 for KBL).
- KBL is cheaper on price to book (1.3 against 2.2 for SANIMA).
- SANIMA has done better over a year (+30.0% against +25.2% for KBL).
- SANIMA declared the bigger latest dividend (10.00% for 082/083).
- SANIMA earns more on its equity (ROE 15.60% against 9.51%).
- SANIMA grew its net profit faster against the same quarter last year (+131.1% against +1.7% for KBL).

## KBL and SANIMA side by side

| Measure | KBL | SANIMA |
| --- | --- | --- |
| Last close | Rs 230.00 | Rs 400.00 |
| Change, 1 month | +1.72% | +8.17% |
| Change, 1 year | +25.21% | +29.97% |
| EPS | Rs 16.39 | Rs 29.17 |
| P/E | 14.0 | 13.7 |
| Book value per share | Rs 172.31 | Rs 185.54 |
| Price to book | 1.33 | 2.16 |
| ROE | 9.51% | 15.60% |
| Net profit growth, same quarter last year | +1.7% | +131.1% |
| Latest dividend | 2.11% (082/083) | 10.00% (082/083) |
| Market value | Rs 6,031.95 crore | Rs 6,232.61 crore |
| Average daily turnover, 30 days | Rs 16.44 crore | Rs 8.45 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.63 (1 means they move in step, 0 means unrelated). That is high: holding both adds little diversification.

## More Commercial Banks comparisons

- [GBIME vs KBL](https://nepse.link/stocks/compare/GBIME-vs-KBL)
- [GBIME vs SANIMA](https://nepse.link/stocks/compare/GBIME-vs-SANIMA)
- [KBL vs LSL](https://nepse.link/stocks/compare/KBL-vs-LSL)
- [KBL vs NIMB](https://nepse.link/stocks/compare/KBL-vs-NIMB)
- [LSL vs SANIMA](https://nepse.link/stocks/compare/LSL-vs-SANIMA)
- [NIMB vs SANIMA](https://nepse.link/stocks/compare/NIMB-vs-SANIMA)
- [Every Commercial Banks stock](https://nepse.link/stocks/sector/commercial-banks)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.