# NLG vs PRIN

[NLG](https://nepse.link/stocks/NLG) (NLG Insurance Company Ltd.) and [PRIN](https://nepse.link/stocks/PRIN) (Prabhu Insurance Limited) are two of the most traded Non Life Insurance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q4 FY 082/083.

PRIN is ahead of NLG on 5 of the 6 measures below. None of this is a recommendation; it is what the latest numbers say. NLG is the bigger company by market value (Rs 1,320.58 crore), 1.2 times PRIN (Rs 1,083.29 crore).

## Which is ahead on each measure

- PRIN is cheaper on P/E (44.0 against 228.1 for NLG).
- NLG is cheaper on price to book (3.0 against 3.0 for PRIN).
- PRIN has done better over a year (-4.2% against -27.1% for NLG).
- PRIN declared the bigger latest dividend (9.17% for 081/082).
- PRIN earns more on its equity (ROE 6.91% against 1.30%).
- PRIN grew its net profit faster against the same quarter last year (+16.3% against -64.1% for NLG).

## NLG and PRIN side by side

| Measure | NLG | PRIN |
| --- | --- | --- |
| Last close | Rs 495.00 | Rs 585.90 |
| Change, 1 month | +2.06% | -0.19% |
| Change, 1 year | -27.15% | -4.17% |
| EPS | Rs 2.17 | Rs 13.33 |
| P/E | 228.1 | 44.0 |
| Book value per share | Rs 166.36 | Rs 193.00 |
| Price to book | 2.98 | 3.04 |
| ROE | 1.30% | 6.91% |
| Net profit growth, same quarter last year | -64.1% | +16.3% |
| Latest dividend | 7.37% (081/082) | 9.17% (081/082) |
| Market value | Rs 1,320.58 crore | Rs 1,083.29 crore |
| Average daily turnover, 30 days | Rs 0.36 crore | Rs 0.42 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.60 (1 means they move in step, 0 means unrelated). That is moderate: they often move the same way, but not always.

## More Non Life Insurance comparisons

- [HEI vs NLG](https://nepse.link/stocks/compare/HEI-vs-NLG)
- [HEI vs PRIN](https://nepse.link/stocks/compare/HEI-vs-PRIN)
- [NICL vs NLG](https://nepse.link/stocks/compare/NICL-vs-NLG)
- [NICL vs PRIN](https://nepse.link/stocks/compare/NICL-vs-PRIN)
- [NLG vs UAIL](https://nepse.link/stocks/compare/NLG-vs-UAIL)
- [PRIN vs UAIL](https://nepse.link/stocks/compare/PRIN-vs-UAIL)
- [Every Non Life Insurance stock](https://nepse.link/stocks/sector/non-life-insurance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.
