# SJLIC vs SRLI

[SJLIC](https://nepse.link/stocks/SJLIC) (SuryaJyoti Life Insurance Company Limited) and [SRLI](https://nepse.link/stocks/SRLI) (Sanima Reliance Life Insurance Limited) are two of the most traded Life Insurance stocks on NEPSE. Their numbers side by side, as of 2026-11-06, with results from q1 FY 083/084.

SJLIC and SRLI come out even: each is ahead on 3 of the 6 measures below. SJLIC is the bigger company by market value (Rs 2,154.64 crore), 1.1 times SRLI (Rs 1,896.14 crore).

## Which is ahead on each measure

- SRLI is cheaper on P/E (49.4 against 52.3 for SJLIC).
- SJLIC is cheaper on price to book (3.1 against 3.4 for SRLI).
- SJLIC has done better over a year (+1.6% against -1.9% for SRLI).
- SJLIC declared the bigger latest dividend (13.00% for 081/082).
- SRLI earns more on its equity (ROE 6.80% against 5.97%).
- SRLI grew its net profit faster against the same quarter last year (+1.7% against -15.9% for SJLIC).

## SJLIC and SRLI side by side

| Measure | SJLIC | SRLI |
| --- | --- | --- |
| Last close | Rs 429.90 | Rs 378.10 |
| Change, 1 month | +3.59% | +4.39% |
| Change, 1 year | +1.61% | -1.89% |
| EPS | Rs 8.22 | Rs 7.65 |
| P/E | 52.3 | 49.4 |
| Book value per share | Rs 137.73 | Rs 112.62 |
| Price to book | 3.12 | 3.36 |
| ROE | 5.97% | 6.80% |
| Net profit growth, same quarter last year | -15.9% | +1.7% |
| Latest dividend | 13.00% (081/082) | 10.18% (081/082) |
| Market value | Rs 2,154.64 crore | Rs 1,896.14 crore |
| Average daily turnover, 30 days | Rs 0.91 crore | Rs 1.30 crore |

## Do they move together?

Over the last year their daily returns had a correlation of 0.77 (1 means they move in step, 0 means unrelated). That is high: holding both adds little diversification.

## More Life Insurance comparisons

- [ALICL vs SJLIC](https://nepse.link/stocks/compare/ALICL-vs-SJLIC)
- [ALICL vs SRLI](https://nepse.link/stocks/compare/ALICL-vs-SRLI)
- [HLI vs SJLIC](https://nepse.link/stocks/compare/HLI-vs-SJLIC)
- [HLI vs SRLI](https://nepse.link/stocks/compare/HLI-vs-SRLI)
- [NLIC vs SJLIC](https://nepse.link/stocks/compare/NLIC-vs-SJLIC)
- [NLIC vs SRLI](https://nepse.link/stocks/compare/NLIC-vs-SRLI)
- [Every Life Insurance stock](https://nepse.link/stocks/sector/life-insurance)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.