# Microfinance results for Q3 081/082

48 of 49 NEPSE Microfinance companies have filed their Q3 081/082 report. Together they earned Rs 506.24 crore net profit, +25.8% on the same quarter a year earlier (for the 46 companies with both reports). Median EPS: Rs 18.61.

Biggest rise in profit: [SMFBS](https://nepse.link/stocks/SMFBS) (+1883.2%). Biggest fall: [NESDO](https://nepse.link/stocks/NESDO) (-351.9%).

| Company | Net profit | Change on a year ago | EPS | ROE | NPL | Capital adequacy | P/E now |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [CBBL](https://nepse.link/stocks/CBBL) | Rs 85.36 crore | +32.6% | Rs 35.39 | 11.79% | 2.60% | 17.14% | – |
| [SKBBL](https://nepse.link/stocks/SKBBL) | Rs 54.50 crore | +2.0% | Rs 16.85 | 18.03% | 2.55% | 15.75% | – |
| [NUBL](https://nepse.link/stocks/NUBL) | Rs 48.06 crore | +173.3% | Rs 24.53 | 9.73% | 9.09% | 14.62% | – |
| [DDBL](https://nepse.link/stocks/DDBL) | Rs 43.21 crore | +70.8% | Rs 30.84 | 15.77% | 8.66% | 12.62% | – |
| [JBLB](https://nepse.link/stocks/JBLB) | Rs 35.57 crore | +33.5% | Rs 30.87 | 13.20% | 4.97% | 10.38% | – |
| [NMFBS](https://nepse.link/stocks/NMFBS) | Rs 35.56 crore | +86.4% | Rs 36.30 | 15.72% | 3.91% | 11.35% | – |
| [GBLBS](https://nepse.link/stocks/GBLBS) | Rs 24.68 crore | +16.8% | Rs 33.49 | 11.86% | 4.42% | 10.87% | – |
| [SLBBL](https://nepse.link/stocks/SLBBL) | Rs 16.02 crore | +119.0% | Rs 30.93 | 18.03% | 5.39% | 11.82% | – |
| [GILB](https://nepse.link/stocks/GILB) | Rs 15.03 crore | +40.2% | Rs 32.39 | 16.06% | 4.48% | 10.09% | – |
| [MERO](https://nepse.link/stocks/MERO) | Rs 12.94 crore | +4.5% | Rs 12.15 | 7.95% | 9.49% | 12.67% | – |
| [SWBBL](https://nepse.link/stocks/SWBBL) | Rs 12.02 crore | +1.3% | Rs 9.75 | 4.55% | 9.89% | 11.60% | – |
| [SMPDA](https://nepse.link/stocks/SMPDA) | Rs 10.71 crore | – | Rs 20.37 | 13.23% | 6.71% | 8.46% | – |
| [MLBSL](https://nepse.link/stocks/MLBSL) | Rs 10.68 crore | +165.1% | Rs 65.43 | 26.16% | 1.86% | 8.06% | – |
| [SWMF](https://nepse.link/stocks/SWMF) | Rs 7.87 crore | +243.1% | Rs 9.48 | 6.77% | 5.26% | 11.29% | – |
| [VLBS](https://nepse.link/stocks/VLBS) | Rs 7.81 crore | +135.4% | Rs 13.97 | 8.58% | 9.53% | 10.28% | – |
| [FMDBL](https://nepse.link/stocks/FMDBL) | Rs 7.06 crore | -45.8% | Rs 7.00 | 4.14% | 4.78% | 25.33% | – |
| [RSDC](https://nepse.link/stocks/RSDC) | Rs 6.99 crore | -37.7% | Rs 9.01 | 7.34% | 3.13% | 17.82% | – |
| [KMCDB](https://nepse.link/stocks/KMCDB) | Rs 6.80 crore | +111.7% | Rs 22.24 | 12.59% | 5.27% | 10.84% | – |
| [ALBSL](https://nepse.link/stocks/ALBSL) | Rs 6.56 crore | +68.9% | Rs 11.93 | 7.78% | 4.97% | 9.52% | – |
| [ACLBSL](https://nepse.link/stocks/ACLBSL) | Rs 6.13 crore | +245.8% | Rs 22.27 | 15.12% | 3.70% | 8.15% | – |
| [NMLBBL](https://nepse.link/stocks/NMLBBL) | Rs 5.79 crore | -70.8% | Rs 5.52 | 2.87% | 14.81% | 8.45% | – |
| [CYCL](https://nepse.link/stocks/CYCL) | Rs 5.59 crore | +99.5% | Rs 27.96 | 10.41% | 8.49% | 8.82% | – |
| [HLBSL](https://nepse.link/stocks/HLBSL) | Rs 5.35 crore | +369.3% | Rs 22.30 | 14.00% | 5.34% | 8.92% | – |
| [MLBBL](https://nepse.link/stocks/MLBBL) | Rs 5.32 crore | +77.1% | Rs 36.22 | 18.39% | 4.68% | 12.07% | – |
| [LLBS](https://nepse.link/stocks/LLBS) | Rs 5.02 crore | +13.1% | Rs 15.17 | 9.02% | 9.16% | 9.51% | – |
| [MSLB](https://nepse.link/stocks/MSLB) | Rs 4.06 crore | +25.6% | Rs 14.62 | 7.52% | 4.96% | 9.81% | – |
| [USLB](https://nepse.link/stocks/USLB) | Rs 3.74 crore | -62.1% | Rs 20.49 | 14.02% | 5.66% | 8.40% | – |
| [FOWAD](https://nepse.link/stocks/FOWAD) | Rs 3.62 crore | -69.0% | Rs 4.03 | 1.59% | 5.85% | 9.58% | – |
| [SMFBS](https://nepse.link/stocks/SMFBS) | Rs 3.57 crore | +1883.2% | Rs 32.61 | 20.79% | 4.11% | 8.28% | – |
| [UNLB](https://nepse.link/stocks/UNLB) | Rs 3.55 crore | -7.6% | Rs 30.08 | 11.35% | 15.52% | 8.84% | – |
| [SMB](https://nepse.link/stocks/SMB) | Rs 3.06 crore | +148.4% | Rs 33.37 | 21.84% | 1.64% | 9.53% | – |
| [NMBMF](https://nepse.link/stocks/NMBMF) | Rs 2.75 crore | +136.7% | Rs 5.09 | 3.86% | 5.59% | 13.96% | – |
| [GLBSL](https://nepse.link/stocks/GLBSL) | Rs 2.71 crore | +20.6% | Rs 31.20 | 21.33% | 3.01% | 8.37% | – |
| [SMATA](https://nepse.link/stocks/SMATA) | Rs 2.61 crore | -13.0% | Rs 5.54 | 4.38% | 6.53% | 13.92% | – |
| [SHLB](https://nepse.link/stocks/SHLB) | Rs 2.37 crore | -2.7% | Rs 28.91 | 12.58% | 9.58% | 8.36% | – |
| [GMFBS](https://nepse.link/stocks/GMFBS) | Rs 2.33 crore | +171.7% | Rs 20.51 | 12.44% | 5.94% | 8.61% | – |
| [AVYAN](https://nepse.link/stocks/AVYAN) | Rs 2.25 crore | +200.8% | Rs 12.00 | 10.32% | 6.84% | 9.79% | – |
| [ULBSL](https://nepse.link/stocks/ULBSL) | Rs 2.24 crore | +206.7% | Rs 28.11 | 13.23% | 4.94% | 8.56% | – |
| [ANLB](https://nepse.link/stocks/ANLB) | Rs 2.15 crore | +68.9% | Rs 36.53 | 10.28% | 15.08% | 16.21% | – |
| [MLBS](https://nepse.link/stocks/MLBS) | Rs 0.93 crore | +229.6% | Rs 11.38 | 9.25% | 6.35% | 8.35% | – |
| [NADEP](https://nepse.link/stocks/NADEP) | Rs 0.77 crore | +325.4% | Rs 2.11 | 1.35% | 22.14% | 8.75% | – |
| [DLBS](https://nepse.link/stocks/DLBS) | Rs 0.53 crore | +110.7% | Rs 5.27 | 3.24% | 6.96% | 8.41% | – |
| [NICLBSL](https://nepse.link/stocks/NICLBSL) | Rs 0.13 crore | +3.4% | Rs 0.10 | 0.07% | 13.55% | 11.99% | – |
| [ILBS](https://nepse.link/stocks/ILBS) | Rs 0.07 crore | -98.7% | Rs 0.18 | 0.13% | 14.35% | 10.76% | – |
| [JSLBB](https://nepse.link/stocks/JSLBB) | Rs -0.86 crore | -190.4% | Rs -6.74 | -4.64% | 6.52% | 9.41% | – |
| [SLBSL](https://nepse.link/stocks/SLBSL) | Rs -1.01 crore | +78.0% | Rs -5.93 | -7.33% | 4.97% | 8.19% | – |
| [MATRI](https://nepse.link/stocks/MATRI) | Rs -4.35 crore | – | Rs -9.24 | -4.66% | 9.84% | 8.20% | – |
| [NESDO](https://nepse.link/stocks/NESDO) | Rs -11.61 crore | -351.9% | Rs -60.68 | -23.63% | 20.90% | 10.22% | – |

EPS is as the company reported it for the quarter (annualised by most). P/E, shown only where this is the company's latest report, is today's price over that EPS.

- [Microfinance Q1 083/084](https://nepse.link/stocks/results/microfinance/083-084-q1)
- [Microfinance Q4 082/083](https://nepse.link/stocks/results/microfinance/082-083-q4)
- [Microfinance Q3 082/083](https://nepse.link/stocks/results/microfinance/082-083-q3)
- [Microfinance Q2 082/083](https://nepse.link/stocks/results/microfinance/082-083-q2)
- [Commercial Banks Q3 081/082](https://nepse.link/stocks/results/commercial-banks/081-082-q3)
- [Hotels And Tourism Q3 081/082](https://nepse.link/stocks/results/hotels-and-tourism/081-082-q3)
- [Hydro Power Q3 081/082](https://nepse.link/stocks/results/hydro-power/081-082-q3)
- [Development Banks Q3 081/082](https://nepse.link/stocks/results/development-banks/081-082-q3)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)
- [All quarterly results](https://nepse.link/stocks/results)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.