# Microfinance results for Q4 081/082

48 of 49 NEPSE Microfinance companies have filed their Q4 081/082 report. Together they earned Rs 570.99 crore net profit, -23.4% on the same quarter a year earlier (for the 48 companies with both reports). Median EPS: Rs 11.59.

Biggest rise in profit: [HLBSL](https://nepse.link/stocks/HLBSL) (+3659.4%). Biggest fall: [NICLBSL](https://nepse.link/stocks/NICLBSL) (-452.9%).

| Company | Net profit | Change on a year ago | EPS | ROE | NPL | Capital adequacy | P/E now |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [CBBL](https://nepse.link/stocks/CBBL) | Rs 121.29 crore | +21.2% | Rs 37.38 | 14.65% | 2.55% | 17.51% | – |
| [NUBL](https://nepse.link/stocks/NUBL) | Rs 100.26 crore | +98.0% | Rs 38.38 | 17.35% | 9.91% | 14.14% | – |
| [SKBBL](https://nepse.link/stocks/SKBBL) | Rs 87.50 crore | -7.4% | Rs 20.29 | 8.48% | 2.65% | 16.02% | – |
| [JBLB](https://nepse.link/stocks/JBLB) | Rs 70.64 crore | +21.3% | Rs 45.99 | 17.85% | 6.65% | 11.90% | – |
| [NMFBS](https://nepse.link/stocks/NMFBS) | Rs 57.95 crore | +188.9% | Rs 43.52 | 17.76% | 5.45% | 11.33% | – |
| [DDBL](https://nepse.link/stocks/DDBL) | Rs 57.69 crore | -0.8% | Rs 30.88 | 14.78% | 11.30% | 12.50% | – |
| [SWBBL](https://nepse.link/stocks/SWBBL) | Rs 44.27 crore | +23.0% | Rs 27.89 | 11.77% | 9.49% | 11.56% | – |
| [SLBBL](https://nepse.link/stocks/SLBBL) | Rs 22.06 crore | +98.0% | Rs 28.14 | 17.57% | 7.54% | 11.72% | – |
| [FMDBL](https://nepse.link/stocks/FMDBL) | Rs 10.98 crore | -21.9% | Rs 8.17 | 9.93% | 3.84% | 25.59% | – |
| [RSDC](https://nepse.link/stocks/RSDC) | Rs 10.32 crore | -29.6% | Rs 9.98 | 7.90% | 3.34% | 18.45% | – |
| [ALBSL](https://nepse.link/stocks/ALBSL) | Rs 10.26 crore | +70.8% | Rs 14.00 | 10.77% | 6.49% | 9.31% | – |
| [VLBS](https://nepse.link/stocks/VLBS) | Rs 9.68 crore | +218.3% | Rs 12.99 | 7.84% | 18.04% | 8.16% | – |
| [ACLBSL](https://nepse.link/stocks/ACLBSL) | Rs 8.80 crore | +102.3% | Rs 23.98 | 15.36% | 2.13% | 8.68% | – |
| [MERO](https://nepse.link/stocks/MERO) | Rs 8.55 crore | -41.3% | Rs 6.03 | 4.05% | 14.91% | 11.96% | – |
| [MLBSL](https://nepse.link/stocks/MLBSL) | Rs 8.41 crore | -7.0% | Rs 38.68 | 16.25% | 1.96% | 9.14% | – |
| [SMATA](https://nepse.link/stocks/SMATA) | Rs 7.77 crore | +211.5% | Rs 12.35 | 9.22% | 13.53% | 13.22% | – |
| [GILB](https://nepse.link/stocks/GILB) | Rs 7.49 crore | -47.1% | Rs 12.11 | 6.37% | 10.16% | 9.43% | – |
| [MLBBL](https://nepse.link/stocks/MLBBL) | Rs 7.17 crore | +50.6% | Rs 32.00 | 16.73% | 4.69% | 12.82% | – |
| [HLBSL](https://nepse.link/stocks/HLBSL) | Rs 7.15 crore | +3659.4% | Rs 22.34 | 13.53% | 7.48% | 8.54% | – |
| [GBLBS](https://nepse.link/stocks/GBLBS) | Rs 7.10 crore | -75.1% | Rs 7.22 | 2.46% | 9.96% | 10.65% | – |
| [NMBMF](https://nepse.link/stocks/NMBMF) | Rs 6.38 crore | +220.6% | Rs 8.85 | 6.76% | 14.51% | 12.79% | – |
| [NADEP](https://nepse.link/stocks/NADEP) | Rs 5.37 crore | +172.2% | Rs 11.06 | 6.66% | 14.14% | 8.14% | – |
| [LLBS](https://nepse.link/stocks/LLBS) | Rs 4.72 crore | +256.3% | Rs 10.69 | 5.93% | 10.45% | 10.83% | – |
| [SHLB](https://nepse.link/stocks/SHLB) | Rs 4.51 crore | +221.1% | Rs 41.25 | 16.64% | 9.79% | 8.97% | – |
| [ANLB](https://nepse.link/stocks/ANLB) | Rs 4.47 crore | +220.1% | Rs 57.07 | 14.83% | 12.80% | 17.33% | – |
| [USLB](https://nepse.link/stocks/USLB) | Rs 4.30 crore | +196.1% | Rs 17.43 | 11.56% | 9.37% | 8.02% | – |
| [GLBSL](https://nepse.link/stocks/GLBSL) | Rs 4.26 crore | +64.2% | Rs 36.80 | 23.05% | 4.32% | 8.20% | – |
| [SMFBS](https://nepse.link/stocks/SMFBS) | Rs 4.06 crore | +78.4% | Rs 26.46 | 16.16% | 9.89% | 7.44% | – |
| [SWMF](https://nepse.link/stocks/SWMF) | Rs 3.61 crore | -36.6% | Rs 3.28 | 2.25% | 18.66% | 10.49% | – |
| [KMCDB](https://nepse.link/stocks/KMCDB) | Rs 3.04 crore | -51.9% | Rs 7.45 | 4.45% | 8.27% | 11.52% | – |
| [SMB](https://nepse.link/stocks/SMB) | Rs 2.71 crore | +27.3% | Rs 22.21 | 13.54% | 5.76% | 9.11% | – |
| [MSLB](https://nepse.link/stocks/MSLB) | Rs 1.70 crore | -47.2% | Rs 4.60 | 2.14% | 12.16% | 9.38% | – |
| [SMPDA](https://nepse.link/stocks/SMPDA) | Rs 1.64 crore | -77.7% | Rs 2.34 | 1.56% | 17.60% | 8.21% | – |
| [ULBSL](https://nepse.link/stocks/ULBSL) | Rs 1.59 crore | +145.4% | Rs 15.01 | 5.90% | 4.85% | 9.30% | – |
| [JSLBB](https://nepse.link/stocks/JSLBB) | Rs 1.47 crore | +20.6% | Rs 8.61 | 570.51% | 6.16% | 10.55% | – |
| [AVYAN](https://nepse.link/stocks/AVYAN) | Rs 0.31 crore | +112.5% | Rs 26.42 | 20.81% | 8.41% | 6.01% | – |
| [DLBS](https://nepse.link/stocks/DLBS) | Rs -3.00 crore | -107.8% | Rs -22.54 | -16.62% | 22.44% | 6.38% | – |
| [GMFBS](https://nepse.link/stocks/GMFBS) | Rs -3.26 crore | -314.3% | Rs -21.51 | -12.12% | 15.10% | 6.07% | – |
| [MLBS](https://nepse.link/stocks/MLBS) | Rs -3.51 crore | -344.4% | Rs -32.07 | -25.49% | 11.37% | 5.79% | – |
| [UNLB](https://nepse.link/stocks/UNLB) | Rs -3.87 crore | +55.8% | Rs -26.02 | -12.82% | 19.25% | 6.38% | – |
| [SLBSL](https://nepse.link/stocks/SLBSL) | Rs -5.09 crore | -89.8% | Rs -29.80 | -29.02% | 8.14% | 6.12% | – |
| [MATRI](https://nepse.link/stocks/MATRI) | Rs -5.79 crore | -107.4% | Rs -9.22 | -5.03% | 8.76% | 8.06% | – |
| [ILBS](https://nepse.link/stocks/ILBS) | Rs -6.41 crore | -198.3% | Rs -12.89 | -10.32% | 21.39% | 8.80% | – |
| [NESDO](https://nepse.link/stocks/NESDO) | Rs -8.99 crore | -232.4% | Rs -30.84 | -11.71% | 21.06% | 12.25% | – |
| [CYCL](https://nepse.link/stocks/CYCL) | Rs -9.01 crore | -336.5% | Rs -33.81 | -12.20% | 11.27% | 470.00% | – |
| [NMLBBL](https://nepse.link/stocks/NMLBBL) | Rs -18.25 crore | -160.5% | Rs -13.06 | -6.32% | 31.64% | 7.74% | – |
| [FOWAD](https://nepse.link/stocks/FOWAD) | Rs -36.45 crore | -213.4% | Rs -30.48 | -12.21% | 6.12% | 6.12% | – |
| [NICLBSL](https://nepse.link/stocks/NICLBSL) | Rs -44.87 crore | -452.9% | Rs -25.79 | -21.27% | 16.99% | 9.48% | – |

EPS is as the company reported it for the quarter (annualised by most). P/E, shown only where this is the company's latest report, is today's price over that EPS.

- [Microfinance Q1 083/084](https://nepse.link/stocks/results/microfinance/083-084-q1)
- [Microfinance Q4 082/083](https://nepse.link/stocks/results/microfinance/082-083-q4)
- [Microfinance Q3 082/083](https://nepse.link/stocks/results/microfinance/082-083-q3)
- [Microfinance Q2 082/083](https://nepse.link/stocks/results/microfinance/082-083-q2)
- [Commercial Banks Q4 081/082](https://nepse.link/stocks/results/commercial-banks/081-082-q4)
- [Hotels And Tourism Q4 081/082](https://nepse.link/stocks/results/hotels-and-tourism/081-082-q4)
- [Hydro Power Q4 081/082](https://nepse.link/stocks/results/hydro-power/081-082-q4)
- [Development Banks Q4 081/082](https://nepse.link/stocks/results/development-banks/081-082-q4)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)
- [All quarterly results](https://nepse.link/stocks/results)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.