# Microfinance results for Q4 082/083

48 of 49 NEPSE Microfinance companies have filed their Q4 082/083 report. Together they earned Rs 1,199.67 crore net profit, +56.1% on the same quarter a year earlier (for the 47 companies with both reports). Median EPS: Rs 30.31.

Biggest rise in profit: [AVYAN](https://nepse.link/stocks/AVYAN) (+4558.9%). Biggest fall: [NUBL](https://nepse.link/stocks/NUBL) (-65.0%).

| Company | Net profit | Change on a year ago | EPS | ROE | NPL | Capital adequacy | P/E now |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [CBBL](https://nepse.link/stocks/CBBL) | Rs 129.90 crore | +7.1% | Rs 34.81 | 14.30% | 2.30% | 17.01% | – |
| [JBLB](https://nepse.link/stocks/JBLB) | Rs 108.22 crore | +53.2% | Rs 61.80 | 22.07% | 5.33% | 13.56% | 20.9 |
| [DDBL](https://nepse.link/stocks/DDBL) | Rs 98.94 crore | +71.5% | Rs 48.15 | 21.22% | 6.49% | 14.96% | – |
| [NMFBS](https://nepse.link/stocks/NMFBS) | Rs 89.13 crore | +53.8% | Rs 58.59 | 20.97% | 4.16% | 13.91% | – |
| [SKBBL](https://nepse.link/stocks/SKBBL) | Rs 65.31 crore | -25.4% | Rs 13.26 | 5.98% | 2.96% | 17.31% | – |
| [FOWAD](https://nepse.link/stocks/FOWAD) | Rs 62.36 crore | +271.1% | Rs 52.14 | 18.72% | 16.17% | 9.17% | 17.3 |
| [SWBBL](https://nepse.link/stocks/SWBBL) | Rs 61.98 crore | +40.0% | Rs 35.41 | 14.64% | 8.92% | 11.39% | – |
| [GILB](https://nepse.link/stocks/GILB) | Rs 40.11 crore | +435.3% | Rs 61.87 | 25.51% | 8.70% | 12.30% | – |
| [NUBL](https://nepse.link/stocks/NUBL) | Rs 35.10 crore | -65.0% | Rs 12.80 | 5.79% | 12.80% | 12.11% | – |
| [SLBBL](https://nepse.link/stocks/SLBBL) | Rs 31.17 crore | +41.3% | Rs 34.80 | 20.33% | 6.65% | 12.67% | 23.8 |
| [CYCL](https://nepse.link/stocks/CYCL) | Rs 29.48 crore | +427.3% | Rs 110.66 | 30.93% | 14.04% | 8.60% | – |
| [MATRI](https://nepse.link/stocks/MATRI) | Rs 28.36 crore | +589.3% | Rs 45.13 | 31.03% | 26.61% | 6.09% | 15.7 |
| [GBLBS](https://nepse.link/stocks/GBLBS) | Rs 26.67 crore | +275.8% | Rs 26.53 | 9.13% | 6.72% | 11.34% | – |
| [ALBSL](https://nepse.link/stocks/ALBSL) | Rs 26.19 crore | +155.2% | Rs 32.63 | 24.85% | 8.57% | 10.56% | – |
| [NMLBBL](https://nepse.link/stocks/NMLBBL) | Rs 23.59 crore | +229.2% | Rs 16.88 | 9.04% | 19.86% | 9.38% | – |
| [SMPDA](https://nepse.link/stocks/SMPDA) | Rs 22.79 crore | +1289.3% | Rs 35.52 | 18.70% | 11.87% | 10.86% | – |
| [SWMF](https://nepse.link/stocks/SWMF) | Rs 21.78 crore | +503.8% | Rs 19.69 | 12.68% | 12.58% | 11.51% | – |
| [VLBS](https://nepse.link/stocks/VLBS) | Rs 19.62 crore | +102.7% | Rs 24.78 | 14.25% | 17.37% | 8.89% | 25.2 |
| [MSLB](https://nepse.link/stocks/MSLB) | Rs 19.33 crore | +1036.4% | Rs 49.88 | 21.89% | 9.80% | 10.61% | – |
| [FMDBL](https://nepse.link/stocks/FMDBL) | Rs 19.07 crore | +73.6% | Rs 14.18 | 10.33% | 2.88% | 35.43% | – |
| [ILBS](https://nepse.link/stocks/ILBS) | Rs 18.24 crore | +384.4% | Rs 36.66 | 22.67% | 12.92% | 11.44% | – |
| [NMBMF](https://nepse.link/stocks/NMBMF) | Rs 14.74 crore | +130.9% | Rs 20.43 | 13.55% | 13.05% | 11.05% | – |
| [NADEP](https://nepse.link/stocks/NADEP) | Rs 14.34 crore | +166.9% | Rs 29.52 | 15.35% | 15.36% | 8.75% | 22.9 |
| [AVYAN](https://nepse.link/stocks/AVYAN) | Rs 14.26 crore | +4558.9% | Rs 57.04 | 35.93% | 7.41% | 8.95% | – |
| [RSDC](https://nepse.link/stocks/RSDC) | Rs 13.82 crore | +34.0% | Rs 13.37 | 10.20% | 3.92% | 27.72% | – |
| [NESDO](https://nepse.link/stocks/NESDO) | Rs 13.70 crore | +252.5% | Rs 47.03 | 16.50% | 20.66% | 15.06% | – |
| [MERO](https://nepse.link/stocks/MERO) | Rs 12.59 crore | +47.2% | Rs 8.47 | 5.65% | 17.32% | 10.35% | – |
| [KMCDB](https://nepse.link/stocks/KMCDB) | Rs 12.29 crore | +304.6% | Rs 27.40 | 15.33% | 9.78% | 11.67% | 28.3 |
| [NICLBSL](https://nepse.link/stocks/NICLBSL) | Rs 12.20 crore | +127.2% | Rs 7.01 | 6.51% | 12.40% | 6.19% | 70.7 |
| [SMATA](https://nepse.link/stocks/SMATA) | Rs 11.92 crore | +53.5% | Rs 18.04 | 12.43% | 13.22% | 12.68% | 37.4 |
| [LLBS](https://nepse.link/stocks/LLBS) | Rs 10.69 crore | +126.4% | Rs 24.20 | 11.85% | 11.93% | 10.39% | – |
| [HLBSL](https://nepse.link/stocks/HLBSL) | Rs 10.66 crore | +49.2% | Rs 31.26 | 16.85% | 9.04% | 11.18% | – |
| [ACLBSL](https://nepse.link/stocks/ACLBSL) | Rs 10.20 crore | +15.9% | Rs 27.79 | 15.36% | 6.01% | 9.26% | – |
| [MLBSL](https://nepse.link/stocks/MLBSL) | Rs 8.25 crore | -2.0% | Rs 37.91 | 25.50% | 11.35% | 6.03% | 26.9 |
| [SMB](https://nepse.link/stocks/SMB) | Rs 7.62 crore | +181.4% | Rs 56.82 | 27.70% | 2.16% | 10.92% | – |
| [USLB](https://nepse.link/stocks/USLB) | Rs 6.92 crore | +60.7% | Rs 28.02 | 15.66% | 9.39% | 9.28% | – |
| [ANLB](https://nepse.link/stocks/ANLB) | Rs 6.24 crore | +39.6% | Rs 69.82 | 19.27% | 10.78% | 15.73% | – |
| [ULBSL](https://nepse.link/stocks/ULBSL) | Rs 5.62 crore | +252.7% | Rs 52.93 | 17.32% | 9.97% | 8.23% | – |
| [SMFBS](https://nepse.link/stocks/SMFBS) | Rs 5.18 crore | +27.7% | Rs 33.77 | 17.10% | 10.23% | 8.63% | – |
| [MLBBL](https://nepse.link/stocks/MLBBL) | Rs 5.14 crore | -28.3% | Rs 20.07 | 11.95% | 9.89% | 11.50% | – |
| [UNLB](https://nepse.link/stocks/UNLB) | Rs 5.11 crore | +232.2% | Rs 34.39 | 18.47% | 19.43% | 6.76% | – |
| [SLBSL](https://nepse.link/stocks/SLBSL) | Rs 4.55 crore | +189.5% | Rs 26.66 | 20.62% | 7.98% | 7.23% | 32.6 |
| [GMFBS](https://nepse.link/stocks/GMFBS) | Rs 4.35 crore | +233.4% | Rs 28.68 | 18.15% | 13.79% | 8.65% | 36.2 |
| [GLBSL](https://nepse.link/stocks/GLBSL) | Rs 4.12 crore | -3.4% | Rs 31.11 | 18.35% | 8.09% | 8.47% | – |
| [MLBS](https://nepse.link/stocks/MLBS) | Rs 2.70 crore | +176.9% | Rs 24.66 | 23.92% | 8.60% | 5.70% | – |
| [DLBS](https://nepse.link/stocks/DLBS) | Rs 2.09 crore | +169.8% | Rs 15.72 | 10.44% | 20.52% | 7.57% | – |
| [JSLBB](https://nepse.link/stocks/JSLBB) | Rs 1.82 crore | +24.3% | Rs 10.70 | 6.11% | 17.14% | 8.32% | 86.3 |
| [SWASTIK](https://nepse.link/stocks/SWASTIK) | Rs 1.22 crore | – | Rs 28.43 | 14.40% | 23.50% | 10.26% | 58.7 |

EPS is as the company reported it for the quarter (annualised by most). P/E, shown only where this is the company's latest report, is today's price over that EPS.

- [Microfinance Q1 083/084](https://nepse.link/stocks/results/microfinance/083-084-q1)
- [Microfinance Q3 082/083](https://nepse.link/stocks/results/microfinance/082-083-q3)
- [Microfinance Q2 082/083](https://nepse.link/stocks/results/microfinance/082-083-q2)
- [Microfinance Q1 082/083](https://nepse.link/stocks/results/microfinance/082-083-q1)
- [Commercial Banks Q4 082/083](https://nepse.link/stocks/results/commercial-banks/082-083-q4)
- [Hotels And Tourism Q4 082/083](https://nepse.link/stocks/results/hotels-and-tourism/082-083-q4)
- [Hydro Power Q4 082/083](https://nepse.link/stocks/results/hydro-power/082-083-q4)
- [Development Banks Q4 082/083](https://nepse.link/stocks/results/development-banks/082-083-q4)
- [Every Microfinance stock](https://nepse.link/stocks/sector/microfinance)
- [All quarterly results](https://nepse.link/stocks/results)

Data from the Nepal Stock Exchange, refreshed four times a day by [nepse.link](https://nepse.link/about). Prices are adjusted for bonus and right shares. Not investment advice.